FlockCover · Auto Insurance

Your customer's insurance renews every 6 months. Today, you're not in the conversation.

FlockCover engages your customer at insurance lifecycle moments through shopping our agency and carrier partner network for savings. The customer sees a dealer-branded offer. We engage. You capture revenue from a renewal you used to lose.

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Where the renewal goes today

D2C is eating the insurance renewal — and you're not in the room.

Insurance is one of the highest-frequency ownership moments. It is a retention driver you are missing out on. Today, fintechs and call centers reach your customer before you do.

D2C is eating the economics.

Insurify, Zebra, Jerry, and call centers reach your customer first — and they don't share the revenue back.

Showroom and Service-drive insurance is hard to scale.

Most dealers don't have the staff, licensing, or process to engage customers on insurance at scale. Let alone the economic motivation. It's a distraction at best.

You don't know when to engage.

Without the knowledge of the drivers, vehicles and household changes, you can't engage. The customer disappears after warranty expiration or every six months. Then comes back as some other dealers or D2C customer.

How FlockCover works

Three steps. No new staff. No new desk software.

01

Monitor

FlockMonitor watches for lifecycle and ownership signals across your existing customer file.

02

Engage

FlockEngage reaches out — dealer-branded — with carrier-partner quotes timed to the renewal moment. Combines finance and protection with the value of the savings of insurance.

03

Convert

Customer buys through a carrier partner. Dealer gets paid per conversion.

Dealer economics

You earned the customer. Now you get paid every time they transact.

Per-conversion revenue
Up to $75

Carrier-mix dependent. No chargeback. No sales or F&I disruption. No new product or process to learn.

The customer's ownership moment is now a dealer retention and revenue moment.
Powered by our partner network

The carriers behind every FlockCover dealer.

Geico
Progressive
Allstate
Nationwide
Farmers Insurance
National General
Root
AAA
Amica
Anchor General
Aspire General
Commonwealth Casualty
Dairyland
Erie Insurance
Kemper
Liberty Mutual
Mercury Insurance
State Farm
The General
Travelers
USAA

Our carrier partners bring underwriting depth and dealer-aligned economics. We bring the customer at the moment they're ready.

Nothing changes inside your dealership

No new staff. No new software. No change to your F&I process.

No new staff.

You don't hire anyone. Flock handles the outreach.

No new software.

Nothing to install. Nothing for the desk to learn.

No change to F&I.

The desk runs the way it always has.

See your insurance leakage

See which of your customers are in a renewal window right now.

Twenty minutes. Your login. The renewal moments Flock is already watching.

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